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Come prepared and know how much you can afford and how your interest rate compares to the dealership’s financing. The dealership financing may have a lower annual percentage rate, but it’s always good to make sure you’re making the best financial decision. For the loan-approval process, you’ll need to come with your employer and salary information, as well as balances for any debts you may have. If you shop within two weeks of pre-approval, you won’t have to deal with ‘hard’ inquiries to your credit history. Nissan dealers will run a credit report and determine your interest rate. You can fill out a credit application on the dealership’s website or get pre-qualified. You can then compare this to the other loan interest rate.
Peter Grubisic Leeds recommendations for car buyers : Determine your budget. While you may have your heart set on a specific car, you won’t be able to take it home unless you can afford it. A good rule of thumb is to spend no more than 25 percent of your monthly household income on all the cars in your household. This figure should include not only monthly car loan payments but all other vehicle costs, including fuel and car insurance. For the monthly payment alone, you should aim for 15 percent, according to Ron Montoya, senior consumer advice editor at Edmunds. If you’re not sure how a new car would fit into your monthly expenses, use our home budget calculator to help you determine your monthly bills and necessary savings.
Most car owners underestimate how important car battery maintenance is. Although your battery will run out of juice eventually, keeping up with it will extend the life. If you want your car battery to run smoothly, you need to make sure it has a good connection. Residue can build up and prevent your tire from starting. You can get battery-cleaning fluid at most auto parts stores. Removing the battery and cleaning the connections will extend the life and improve the connection.
Which Terrain do you recommend? The base Terrain SL gets a full suite of standard safety features this year, so it’s a bit more appealing than it once was, but we’d still recommend upgrading to the SLT trim level. The SLT is eligible for a long list of options, including the more powerful 2.0-liter turbocharged engine and creature comforts such as a heated steering wheel and a seven-speaker Bose audio system.
The AGM car battery from ACDelco’s Professional line is manufactured to meet ‘professional’ expectations for function, form and fit. This good-quality battery has high cycling capabilities and is highly charge-receptive – basically, it meets or exceeds virtually all OE specifications. This automotive battery is a perfect choice when a car battery replacement is needed as it features AGM design, and is leak and spill proof. Also, due to a maintained pressure on the plates which reduces the amount of active mass lost from the grid, these batteries have a longer life expectancy than other, similarly priced batteries. The product has a robust envelope separator as well as puncture-resistant back, which allows increased circulation, prevents shorts and helps battery remain cool and safe. Importantly, the product is 100% pressure and electrical short tested for maximum safety. As for maintenance, it’s not required.